Our Story

With more than 25 years experience as mortgage bankers, we were proud to announce the opening of Patriot Mortgage in November 2014. Patriot Mortgage is founded on the principle of client-focused customization. We are a full-service mortgage broker serving your area.

In today’s fast paced environment it is more critical than ever to be able to receive an individualized experience that is best for you and this is where Patriot Mortgage stands out. Both Robert Walsh, the former owner of Center State Mortgage,  and Peter Berryman, the former owner of Kastle Mortgage, joined together to provide the absolute pinnacle of service to their customers. Between their experience and passion to provide you with a boutique experience, Patriot Mortgage is here to help you with any and all of your mortgage needs.


OUR MISSION

It's simple. We are committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service to our mortgage clientele. Our customers are always treated with the utmost respect, courtesy and professionalism throughout the entire loan experience. 

We can structure a home loan with our extensive access to an unlimited number of lenders. 

High approval with many national and local lenders that allows us flexibility to meet the borrowers wants and needs.  Building a relationship with our mortgage clients is a top priority. Our experienced, knowledgeable and responsive staff is ready to answer any questions that you may have concerning home finance including Second Mortgages, FHA, VA, Reverse Mortgages, Refinancing, Home Equity Loans, Adjustable Rate, Fixed Rate, Jumbo and other types of mortgages.

 

Meet Our Team

 

Peter Berryman, OWNER

Peter has been in the mortgage business for over 30 years. He co-founded Patriot Mortgage in December 2014 and in 2019 became the owner. He is the previous owner of Kastle Mortgage in Freehold. He was an EVP at Carteret Mortgage. He was also president of Freehold Soccer and coached two traveling soccer teams and also coached Saint Rose of Lima boys’ soccer. He played rugby for over 10 years at Monmouth Rugby Club. He is married and has two grown children and two grandsons.  Peter is an avid wine connoisseur, enjoys golf, sunsets, long walks on the boardwalk and having cocktails with family and friends.

 
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DENNIS ASTRELLA, SENIOR LOAN ORIGINATOR

Dennis sat on the Board of Directors with the New Jersey State Mortgage Brokers Association for five years.  He was nominated to NJ Monthly Magazine's Five Star Mortgage Professionals.  With over 30 years of experience in the mortgage industry, his customer base consists of close to 3,000 customers!

 
Linda Bellini

LINDA BELLINI, SENIOR PROCESSOR

Linda has been in the mortgage industry for over 20 years both processing and originating loans. She enjoys guiding people through the entire mortgage process. Any free time is spent with her 2 daughters shopping, flower gardening, bike riding and days at the beach. She also enjoys watching her favorite football team – Washington Football Team.

 
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DAWN BENEDICKSON, Senior Loan Originator

Dawn Benedickson is a New Jersey native with over 19 years of experience in the mortgage industry.  Her passion is to help guide you home, navigating the mortgage loan process as smoothly as possible.  Dawn has been a volunteer for Neptune Seniors Program delivering hot meals as well as donating time and money to Habitat for Humanity and local dog rescues.

 
Michael Bobiak

Michael Bobiak, Senior Loan Originator

Mike Bobiak has been a Senior Loan Originator for the past 22 years, many of those spent with Kastle Mortgage and currently as part of Patriot Mortgage LLC. Mike is a former Howell Twp. Police Officer and NBA basketball referee. He still enjoys officiating in the Jersey Shore Summer Basketball League as well as playing outdoor sports such as tennis and especially golf.

 

BILL CARUCCI, SENIOR LOAN ORIGINATOR

Bill Carucci is one of New Jersey’s highest producing mortgage professionals.  He has been helping his clients finance their homes since 1997. Bill is not only licensed in NJ, but is also a NJ resident and a graduate of Fairleigh Dickinson University, making him highly knowledgeable about the Garden State. Bill is an active member of the Clifton, NJ Chapter of LeTip, an organization of professionals representing a wide variety of backgrounds.

 

NICK COLAPINTO, Mortgage Loan Originator, PROCESSOR

Nick joined our Patriot Mortgage family in 2021. He is a graduate of Monmouth University with a degree in business management.  He was born and raised in New Jersey and now resides in Island Heights. He is a huge sports fan and his favorite teams are the New York Mets and the New York Jets. He loves spending time with family and friends. Nick has two older brothers, a younger sister, and a chocolate Lab named Charlee! One of his favorite hobbies is playing golf.

 
Dave Cornell

Dave Cornell, SENIOR LOAN ORIGINATOR

Dave has been in the mortgage industry for over 30+ years.  He has been a branch manager and has recruited & trained many loan officers over the years.  He has 3 grown children and enjoys living at the Jersey Shore and watching baseball, his favorite sport.

 
Diane Dikun

Diane Dikun, “Patriot Glue” – Holds us all together!

Diane has been in the mortgage business for over 20+ years. She started with Center State Mortgage and has merged with our new mortgage family here at Patriot Mortgage. She is our “go to” person and helps everyone – always with a big smile on her face. She has 3 children and spends any time she can with them. Diane is very involved with her Church and volunteers at the food pantry. She is always taking on new home projects with gusto. 

 
William Hart

William Hart, Mortgage Loan Originator

Bill has been in the mortgage industry for the last 15 years.  He is married and has two wonderful children. He goes the extra mile to get his loans closed. He really takes pride in keeping his clients informed during the whole process. He is an avid hunter and fisherman. Any free time is spent with his family and friends.

 
John K. Hessinger

John K. Hessinger, Mortgage Loan Originator

Kenny has been in the mortgage business for over 14 years. He has been a Manasquan residence for the past 25 years.  He is married and has 2 children. Kenny is a hands-on loan officer.  He walks all his clients through the entire process. He spends any of his free time with his family and friends.

 

TEREZA MESCIA, MORTGAGE LOAN ORIGINATOR

Tereza started in the mortgage industry over 19 years ago. She is originally from Brazil and has been living in the USA since 1989. Her born language is Portuguese and she also speaks Spanish. She enjoys helping her many clients restructure their finances and also obtain their dream homes. When she isn’t working, she spends as much time with her family.

 
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CAROL MORRISON, Loan administrator

Carol is a graduate of Montclair State University and has been in the mortgage industry for 10+ years. Prior to that she was a Title Searcher for 10 years.  She has been Bill Carucci’s Assistant for her entire mortgage business career completing tasks as originating loans, compiling client’s paperwork, organizing closings and much more to ensure loans close quickly and efficiently.  She enjoys the comradery at Patriot Mortgage.   Any free time she has she enjoys spending time with family and friends as well as watching and participating in sports and enjoying the Jersey Shore.

 
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MICHAEL O'REILLY, Mortgage Loan Originator

Michael is new to the mortgage industry but certainly not new to real estate! He has 15 years experience as a Real Estate Investor and understands the journey a homeowner goes through to purchase their new home. He is a also a retired Jersey City Fire Chief. He is the father of four grown children, who have recently promoted him to Pop Pop! He enjoys spending time with his children, grandchildren and girlfriend. He is an avid golfer and enjoys all sports.

 
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Kathleen “kathi” OLSON, Mortgage Loan Originator

Kathi has been in the mortgage industry for over 17 years.  She has lived in Howell for the last 22 years and has dedicated many rewarding hours with the community youth sports programs.  She excels at first-time home buyers – walking them through the entire process step by step.  Having a son in the military another passion is working with veterans and military personnel assisting them in obtaining their dream of owning their own home.  She has 3 grown children and a wonderful brand-new grandbaby. She loves spending every waking moment she can with her.

 
Stephen Priante

Stephen Priante, Senior Processor

Steve has been in the mortgage industry for over 25+ years. He has worn many hats over the years but specializes in processing. He has also been a loan originator for the past 10+ years. He is married and has 3 daughters. He spends most of his free time with his family and friends. He is very involved in Howell girls, softball (NJ Heat 2002). All three girls are avid softball players.  He is also a certified umpire with CSA.

 

KIM RANDION, Mortgage Loan Originator

Kim has been in the real estate industry for over 25 years, previous owner of Castle Realty Group, he is a licensed Real Estate Broker, Certified Real Estate Appraiser and most recently a licensed Mortgage Loan Originator. His ability to understand the entire transaction process is an added plus in positioning his clients for success. He is also a musician and enjoys teaching music to special needs students and spending time with his wife and son at the beach.

 
Ken Ryan

Ken Ryan, Mortgage Loan Originator

Ken has been a mortgage loan originator for the past 20 years. He is a graduate of Rowan University receiving a Bachelor of Science in Economics, with a Masters Degree in Public Administration from Seton Hall University.  Ken enjoys spending free time with his wife and three daughters at the beach, boating and sporting events.  He is also a Board Member for the Daniel P. Ryan Foundation, a non-profit established in his brother's memory, to assist patients and families affected by cancer.

 
Richard Setteducati

Richard Setteducati, Senior Loan Originator

Rich has been a mortgage broker for over 25+ years and a previous partner of Center State Mortgage. He is a member of the Jersey Shore Chamber of Commerce and several networking groups. He is also affiliated with the Monmouth County Realtor Association. He has been a Monmouth County resident for over 50 years.  He is married and has two children. In his spare time he enjoys spending time with his family and playing golf.

 
Joseph Stocki

Joseph Stocki, Office Manager

Joe has been in the mortgage industry for 13 years and has a vast experience in loan origination, compliance and accounting. Joe has resided in Middlesex County with Christine, his wife of 20 years. Together they have 4 wonderful children and spend a lot of their time attending their school or sporting events. In the summer Joe enjoys visiting family at their shore homes in Ocean Grove and Shark River Hills. Joe also enjoys playing golf, the drums and rooting for his favorite teams the Yankees and Steelers!

 
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TIM SULLIVAN, REVERSE MORTGAGE SPECIALIST & BANKING dIVISION Manager

Tim possesses 20 plus years of experience in all faucets of the residential mortgage industry. Currently heads our Reverse Mortgage and Banking Division as well as originations. He and his wife Julie have raised their four children in Monmouth County and currently reside at the Jersey Shore in Lavallette. His interests are spending time with the family Boxer outdoors, cheering on the Yankees and Giants and attending events with family and friends. 

 
Joseph Walsh

Joseph Walsh, Mortgage Loan Originator

Joe is an Air Force Veteran who has been in financial services since 1987 with the last 14 as a mortgage loan originator. He resides in the Jersey Shore with his wife and son participating in his many sports activities. He is an avid sports fan (Yankees & NY Giants) and plays golf whenever he can find the time. He is an active member of The Friendly Sons of Shillelagh of Belmar. He enjoys meeting his clients and taking them from start to finish with positive results.